Loan Modification Vs FHA – Hope For Homeowners Program …

February 5, 2011 by · Leave a Comment 

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Compare the new FHA – Hope for Homeowners Program to a mortgage loan modification, if your are in foreclosure, close to foreclosure or have a high interest rate sub-prime style …

Loan Modification – Get Help to Submit Your Application

December 23, 2010 by · Leave a Comment 

Over 5 million homeowners across the country are struggling, confused and frustrated as they seek loan modification help. If you are one of these borrowers, you may get the help you need with a modification from your current home loan lender. A loan modification is a change in the terms to your home loan to make it more affordable. The Federal government is offering a subsidized plan that includes interest rate reductions, longer loan terms and even principal forgiveness as a way to help borrowers stay in their homes. You may qualify for one of these programs, so now is the time to get help to submit your application and begin the loan modification process. $ 75 Billion dollars has been allocated to help distressed borrowers stay in their homes.

Most  lenders are offering the more aggressive loan modification program backed by the Treasury Department that is designed to reach out to their borrowers who are facing financial difficulty. This

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Eligibility Criteria for HAMP Loan Modification Program

July 26, 2010 by · Leave a Comment 

Eligibility Criteria for HAMP Loan Modification Program

Posted on July 26, 2010. Filed under: Uncategorized | Tags: loan modification, HAMP, loan modification criteria |

The Obama loan modification program was designed to help millions of homeowners who were affected in recession. Obama has allocated $75 billion in funding for the homeowners to shun foreclosure of their homes. Loan modification plan allows getting a reduction in the interest rate and the principal amount of the loan.

Among the different home loan modification plan, HARP federal home affordable refinance is one among them.

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Loan Modification Process

February 9, 2010 by · Leave a Comment 

Loan modification is a process whereby a homeowner’s mortgage is modified and both lender and homeowner are bound by the new terms. Loan Modification is arguably the most effective tool that can be used by homeowners in midst of financial hardship to prevent their homes from entering foreclosure. Loan modification Agreements come in different forms. The most common modifications are lowering the interest rate, reducing the principal balance, ‘fixing’ adjustable interest rates, increasing the loan term, forgiveness of payment defaults & fees, or any combination of these.

A Home Loan Modification is an offer to make a permanent change in the borrower’s mortgage terms which is normally involves a rate modification. To find out if you qualify or how to get help on a mortgage loan modification there are plenty of attorneys and loan modification companies to help consumers. A Read more…