8 Tips to Reduce Your Debt This Holiday Season.
January 9, 2012 by Alexandra Kerr · Leave a Comment
The Holiday Season is the busiest time of year, full of family and friends, good food – and spending. Between the parties, travel to be with family, and gift-giving, it’s practically inevitable you’ll be dishing out a lot of dough. But you don’t have to go into debt during the Holidays that leaves you financially hungover in January and behind for the rest of next year. Plan ahead to minimize your debt, or better yet, not rack up any at all! Avoid the debt collectors by following these 8 simple tips to keep your Holiday spending on track:
- Get on a Budget – Start the season out right by planning how much you can reasonably afford to spend and limit yourself to that, no ifs, ands, or buts. This means you’re going to have to budget for those unexpected holiday expenses that tend to pop up.
- Treat All of Your Expenditures Like Cash – Don’t set yourself up for failure by walking into the glitzy shopping mall with three credit cards and no idea of what you plan to buy. Preferably pay
Where to Find Debt Management Assistance
January 8, 2012 by Admin · Leave a Comment
At some point in everyone’s life they reach a point in their financial life when they could use some help making everything work out correctly. Generally this happens when we are young and have gotten our first taste of freedom and credit. The credit can be like a powerful drug, and it takes getting yourself in a jam before you really learn to respect the credit you have, and to take care of it accordingly.
If you recently have found yourself overextended you can find help, even if you do not want to go to family or friends. There are debt management companies that specialize in these financial matters and they can work with you and your creditors to find a way for you to take care of your obligations.
The easiest way to locate a debt company that does this is to look on the internet. T Read more…
Card Debt Relief – The best way to Stop Insolvency With a Bank Card Debt Settlement.
December 28, 2011 by Alexandra Kerr · Leave a Comment
When youre experiencing a financial emergency, taking the 1st step toward finding this relief is usually the toughest one. When youre feeling overwhelmed, and in urgent need of Mastercard and debt control, a preliminary source of help might be your friends and family. Frequently your folks or pals may know someone that suffered a monetary crisis, or they may even have been struggling to resolve some debt themselves.
Remember, it doesnt cost anything to request monetary help from your folks or buddies. Nevertheless if you cant find help from your buddies and relatives in looking for Visa card and debt consolidation, one of your best options is to contact a bank card arrears consolidation service. This is the rationale that they finish up with large Visa card obligations. From the other standpoint commonest debtors have other loans like house loan, auto loan, shopper loan and so on.
More signals of systemic shifts of influence from West to East
December 28, 2011 by Jackson Beirne · Leave a Comment
I have been reading ‘Civilization – the West and the Rest’ by Niall Ferguson. He analyses that there are 6 core institutions or principles that account for the success of the West over the last 500 years, with the obvious implication that as the West falls, the answer lies in reduced advantage in those 6 institutions.
Eurozone turmoil: Enter the technocrats | ft.com
“If you look at the troubles which have happened in European societies, this is purely because of the accumulated troubles of the worn-out welfare society. The labour laws induce sloth and indolence rather than hard work.”
One of the 6 is the ‘Work Ethic’ that Niall briefly describes as ‘extensive and intensive labor with higher savings rates, permitting sustained capital accumulation.’
It is ironic now that Jin Liqun, supervisory board chairman of China Investment Corporation, a sovereign wealth fund with $410bn, when asked to help out with the $1 trillion needed to bailout Italy’s government and banks: that was his answer. How the tables are
Long Island American Water seeks rate hike
December 15, 2011 by Jackson Beirne · Leave a Comment
The Long Island Water Corp., doing business as Long Island American Water, is seeking to increase its rates by a little more than 2 percent each year for the next three years.
The firm and the New York State Public Service Commission reached a joint proposal that would result in a $1.4 million increase starting on April 1 2012, followed by a $1.4 million increase in 2013 and a $1.2 million hike in 2014.
Bills for typical residential customers would increase 2.5 percent, 2.6 percent and 2.2 percent over the three years covered in the joint proposal.
The agreement, an alternative to a rate request, was the result of negotiations between the company, the commission and the New York State Department of State’s Utility Intervention Unit.
Long Island American Water is the largest water supplier in Nassau County, providing water services to about 220,000 people.